Personal and business loans from a regulated lender
CapitecTrustBank offers licensed personal and business lending with competitive rates, transparent terms and a fully online application process through your secure account dashboard.
Lending solutions for every financial need
From personal credit to business financing, CapitecTrustBank provides regulated loan products assessed on your financial profile and account standing.
Personal Loans
Access funds for personal needs including home improvements, medical expenses, education and debt consolidation. Fixed rates and flexible repayment terms.
Business Loans
Finance your business operations, expansion, equipment or working capital with dedicated business lending products tailored to your company profile.
Emergency Credit
For urgent, time-sensitive funding requirements. Apply through your account dashboard and receive a credit assessment within one business day.
Application Tracking
Monitor your loan application status in real time from your dashboard. Receive updates at each stage of the credit assessment process.
Secure Applications
All loan applications are submitted through your encrypted, verified account profile. Your financial data remains protected throughout the process.
Lending Support
Speak directly with a lending specialist for guidance on loan products, repayment structures, eligibility and account-related credit queries.
Clear terms, regulated products and a fully online process
Every loan product is assessed against your account profile and financial standing. You receive a decision, rate and repayment schedule with no hidden fees or unclear terms.
From application to approval in four steps
Applying for a CapitecTrustBank loan is fully online. Open your account, select your loan product, submit your application and receive a credit decision directly to your dashboard.
Open Your Account
Register and verify your identity to access CapitecTrustBank's full range of lending products.
Select Loan Product
Choose a personal, business or emergency loan product and review the applicable rates and terms.
Submit Application
Complete your loan application with the required financial details through your secure dashboard.
Credit Decision
Our lending team completes your credit assessment and delivers a decision with terms to your account.
What to expect from your loan
Key details across all CapitecTrustBank lending products.
Ready to apply for a loan?
Log in to your account and apply for a regulated loan product today. Decisions within one business day.